How Kwiky Works

Kwiky provides an end-to-end ability to seek and apply for credit through our micro-lender partners.


Has access to a list of micro-lenders and applies through our WhatsApp chatbot and waits for approval.


Mines mobile data and integrates its risk models with identity, origination, payments, loan lifecycle management, and customer service to provide a holistic picture of the applicant.


Receives profile and credit score of the applicant from Kwiky and disburse funds in a bank account or mobile wallet.

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